Financial Aid and scholarships

Financial Aid Office. LSB 1st Floor, (808) 675-3530
http://w2.byuh.edu/services/fa/

The Financial Aid Office provides the following services:

1. Federal Financial Aid (Pell Grants, Stafford Loans, PLUS loans),
2. Scholarships and Awards,
3. BYUH Deferred Payment Plan ,
4. BYUH Book Loans
5. Financial Aid Counseling.

Other services provided include:

1. IWES & Student Employment Board (ISEB) Appeals,
2. Student Employment.

A comprehensive list of financial resources available to BYU-Hawaii students is available at http://w2.byuh.edu/services/fa/resources.html

Over the past decade the cost of obtaining an excellent university education has increased considerably. As a result, many students and their families have found it difficult to obtain the funds to pursue an education. The university is sensitive to this situation and to those students who are hard-pressed to finance their studies. There is a firm commitment to assist those who need additional resources to further their studies.

Financial aid available at BYUH comes from various federal, state, and university programs in the form of loans, scholarships, and grants. The Financial Aid Office staff coordinates these financial aid programs and assists students in identifying financial resources for which they might qualify. Because financial need usually exceeds the amount of financial aid available through university and federal programs, the distribution of financial aid at BYUH is generally based on an assessment of the student's unmet need. There are some exceptions to need-based awarding; e.g., academic scholarships, performance & talent awards, athletic awards, and book loans.

The process of determining a student's eligibility for financial aid is called need analysis. During the need analysis process, income and asset information from both the student and parents (if the student is dependent) is examined to determine the family's ability to contribute toward educational costs. This figure, called the expected family contribution (EFC), is subtracted from the cost of attendance, to determine the unmet financial need.

For U.S. citizens and Legal Permanent Residents, BYUH uses the standard government need analysis form called the Free Application for Federal Student Aid (FAFSA), in determining how much the student and family is able to contribute toward the cost of the student's education.

All students applying for Federal financial aid must complete the FAFSA and a BYUH Financial Aid Data Sheet. The application process is not complete until the results of the FAFSA have been received and processed by the BYUH Financial Aid Office. For students who are selected for verification, this includes completing and submitting verification documents.

Even though a standard formula is used to analyze a student's financial situation, the staff of the Financial Aid Office carefully considers the individual circumstances of each student applying for aid.

Applying for financial aid is complicated and time consuming. Considerable delays and frustrations can arise from filling out forms incorrectly or failing to submit the proper documents in a timely manner.

Students and their parents are encouraged to read instructions carefully and to complete all forms and documents correctly. A Required Reading section on the Financial Aid website outlines various terms and conditions as well as disbursement information that each student is required to know.

Eligible financial aid recipients, who meet the March 31st scholarship application deadline and/or the April 30th priority processing dates for federal aid, should expect to receive an award letter during May/June that contains a list of all financial aid that is being offered for the next school year beginning with the fall semester.

More details about these programs are available online at http://w2.byuh.edu/services/fa/ or by emailing financialaid@byuh.edu.

Federal Programs, BYUH Financial Aid, (808) 675-3539
http://w2.byuh.edu/services/fa/

Federal aid available at BYU - Hawaii includes Pell Grants, ACG & National SMART Grants, Stafford Loans, and PLUS loans). U.S. citizens, permanent residents, and eligible non-citizens may qualify for Federal Student Aid. The Financial Aid website listed above has links to the Free Application for Federal Student Aid (FAFSA) http://www.fafsa.ed.gov, as well as a handy step-by-step "Application Process " webpage to help students apply for federal aid. Printed versions of the FAFSA on the Web Worksheet are also available at the Financial Aid office.

To insure the availability of Federal funds to pay tuition and housing charged by the deadlines, it is recommended that the FAFSA should be submitted annually to the government by March 15th. Other required documents such as verification documents should be received by the BYUH Financial Aid office by April 30th in order to meet priority processing dates.

Federal student aid recipients are required to maintain satisfactory academic progress (SAP) as outlined on the Financial Aid Office website at http://w2.byuh.edu/services/fa/. Recipients must also comply with specific regulations governing each program as outlined by the federal government.

Students who have received federal aid who withdraw from school should contact the Discontinuance Office (808-675-3558) and the Financial Aid Office. When a student withdraws mid-semester, calculations must be made to determine how much of the Federal Aid a student may keep.

Program details, regulations, forms, advisement, and refund requirements for each of the federal student aid programs are available at the BYUH Financial Aid Office and the Financial Aid website.

Scholarship and Awards, BYUH Financial Aid, (808) 675-3740.
http://w2.byuh.edu/services/fa/scholarships/general_info.html

Scholarships and awards are processed and administered by the Financial Aid Committee (FAC) and the Scholarships and Awards Board (SAB). Scholarships and awards fall into three broad categories: 1) BYUH Department awards, 2) institutional recruitment-based awards, and 3) donor-based restricted awards.

Scholarships and awards are valid only for the period for which they are awarded and are subject to the availability of funds. Scholarship and award funds are not available to students until they are admitted and registered at the university.

For the most recent information about the availability of scholarships, application forms, and application deadlines, consult the Financial Aid website.

For information regarding International Work Experience Scholarships for IWES sponsored students, please see information in the IWES & Student Employment section of this catalog.

BYUH Financial Aid, (808) 675-3530
http://w2.byuh.edu/services/fa/

In harmony with the LDS Church philosophy of self-reliance, the BYU-Hawaii Deferred Payment Plan was established to help students pay initial semester or term charges when they are temporarily short of funds, but are anticipating future funding to be available within a few weeks. Students are expected to exhaust personal, family, and granting agencies' resources before requesting a Deferred Payment Plan. A Deferred Payment Plan are not a long-term solution to address unmet financial need. The deferred payment for a fall or winter semester is approximately eight weeks from the beginning of the semester, and a spring or summer deferred payment must be repaid in approximately six weeks from the beginning of the term.

Eligible students may defer payment of up to 90% of tuition, fees, and health insurance charges provided they can prove they will have the resources to pay these charges by the due date.

Students who are delinquent in paying deferred charges by the due date will not be eligible for future deferred payment plans or book loans and are subject to late fees, collection fees, and interest charges.

Applicants must:

1. Be enrolled at BYUH for at least 9 credit hours, (4 credits during a term).
2. Not have any past due balance from a prior enrollment period.
3. Pay at least 10% of current enrollment charges.
4. Demonstrate the ability to pay the deferred amount when due.
5. Have a co-signer, if deferring more than $1000. The cosigner must be an individual who is a relative other than a spouse, who is over 21 years of age, and has the financial ability to repay the loan. The co-signer must provide a photocopy of a driver's license, passport, or other legal form of identification.
6. Meet application deadlines, which are printed on the application/promissory note.

Note: Application information and forms are available from the Financial Aid Office website at http://w2.byuh.edu/services/fa/

It is the responsibility of the student and student's family (and if applicable the student's sponsor) to budget appropriately and have funds available to purchase textbooks and supplies at the beginning of each enrollment period.

The university understands that on occasion, financial resources may be delayed and not available at the beginning of the semester/ term. The purpose of the BYU-Hawaii Book Loan is to enable qualified students to obtain books and supplies when classes begin and pay for them within 60 days (45 days for a term) when other resources become available.

Applicants must:

1. Be enrolled at BYUH for at least 9 credit hours, (4 credits during a term)
2. Not have any past due balance from a prior enrollment period.

Eligible students will receive a charge card that can only be used at the BYUH-Hawaii Bookstore. During a fall/ winter semester enrollment, the borrower may choose $450 or $250 as the maximum initial credit. Once selected, this amount may not be increased. During a spring/ summer term, only $250 will be available. In either case, the actual loan amount charged to a student's account will be the actual amount of credit used by the student to purchase books and supplies.

During the application period, registered BYUH students may apply by logging into their mybyuh.edu account, clicking on the Student Tab, and then the BYUH Book Loan link.

The Financial Aid website contains application and terms of agreement information.

BYUH Financial Aid, (808) 675-3530
http://w2.byuh.edu/services/fa/

Students may meet personally with Financial Aid staff to discuss financial aid options, how to apply for scholarships, budgeting, debt management, and other finance-related topics. To set an appointment, students may use an appointment book available at the Financial Aid service window in the Lorenzo Snow Administration Building, or call 808-675-3530.

State higher education offices, high school, and college financial aid offices in each state or country often have information regarding special financial assistance programs available to residents of their respective state or country. There are also many free scholarship search engines available on the internet. Many external scholarships and scholarship search engines are listed on the BYUH Financial Aid website at http://w2.byuh.edu/services/fa/.

The IWES Board is a body of full-time BYU-Hawaii staff and student representatives, coming from different parts of campus to hear appeals on issues concerning student employment and the IWES program. The board meets every other Friday. Appeal applications can be picked up at and returned to the IWES/Student Employment Office located on the first floor of the Lorenzo Snow Building (Administration). Appeals should be turned in by Wednesday in order to be reviewed in Friday's meeting.

Student Employment/IWES, Financial Aid, (808) 675-3749
http://w2.byuh.edu/studentlife/employment/

The IWES/Student Employment Insurance Office assists full-time students with matters pertaining to student insurance, the IWES program, and finding on-campus student employment. All students are limited to 19 hours per week when school is in session.

Federal law requires all employees to certified eligible to work in the U.S. Complete of the I-9 Certification Form is required and certain documents are required to establish eligibility and identity. A list of acceptable documents can be found on the Student Employment website.

Students must maintain full-time enrollment status in a minimum of 12 credits to be employed in student position both on campus and at the PCC. The U.S. Citizenship and Immigration Services (USCIS) regulations limit international students to on-campus employment, which includes the Polynesian Cultural Center (PCC). Although international students are allowed by federal law to work up to 20 hours each week, university policy authorizes only 19 hours a week while school is in session. This policy applies to all students.